YNAB (You Need a Budget) is a budgeting app that helps you track your spending, assign every dollar to a purpose, and save money. Apple now offers YNAB integration, allowing you to sync Apple Card transactions with YNAB to better budget with your Apple Card.
In this guide, I will show you how to integrate YNAB with Apple Card. Let’s get started!
Can Apple Card Be Integrated With YNAB?
Yes! The Apple Card, as well as Apple Cash and Savings, can now be linked directly with YNAB. YNAB is one of the best budgeting tools for Apple Card, as you can sync your Apple Card data directly with YNAB.
How to Sync Apple Card Transactions With YNAB
Syncing your Apple Card with the YNAB budgeting app is fairly straightforward.
First, make sure you have the latest version of the YNAB app. Also, make sure you have at least iOS 17.4 or a later version.
In the YNAB app, go to Add Accounts > Linked > Add Apple Wallet Connection > Select Accounts. Select Apple Card (you can also select Apple Cash and Savings if you’d like to link those as well) and select Connect.
Then, decide choose to import all transactions from account opening (YNAB can only import transactions within the last 30 days anyway). Then, click on Share With YNAB and then on Done. It could take up to 24 hours for your Apple Card transactions to show up within YNAB.
Troubleshooting Apple Card Syncing Issues in YNAB
Let’s discuss some common issues you may experience when trying to sync your Apple Card with YNAB.
If you’re getting a “Permission Required” or “No Accounts Found” error, or if you’re getting a “Delayed Connections” error, you’ll need to allow permissions. Open Settings on your iPhone and navigate to Privacy & Security > Wallet > YNAB and authorize your accounts. You will also want to make sure that Background App Refresh is turned on in your iOS settings.
If a transaction is missing, it could be that you have a “Delayed Connections” error, in which case you’ll want to follow the steps above. You also want to make sure that Low Power Mode is turned off, as transactions will not import while it’s on.
If an account is missing, you may also need to reauthorize it using the steps outlined above.
If there are duplicate transactions, it could be that you added transactions manually and then imported Apple data. Make sure to delete any duplicate transactions manually.
Why Use YNAB With Apple Card?
There are many benefits to budgeting with your Apple Card using YNAB. YNAB is one of the best tools for managing your finances. It’s been named as the top budgeting app by the Wall Street Journal for hands-on budgeters and the best for college students by Money.com. It’s also an Editor’s Choice winner by PCMag.
It takes a unique approach to budgeting, including allocating a purpose for every dollar, accounting for future expenses, ensuring that not all money budgeted for is spent immediately, helping you plan for savings, and being flexible with emergency expenditures. It encourages active budgeting, unlike other apps.
If you link your Apple Savings account, you can also track your savings. Savings is an Apple feature that allows you to save up cash back that you earn from using the Apple Card and earn interest on it.
Conclusion
YNAB’s Apple Card integration makes budgeting tracking with the Apple Card seamless. With YNAB, you can manage your expenses while using the Apple Card, track your savings, and save up more money for the future. I highly recommend downloading it and linking your Apple Card account to YNAB!
Related posts:
22 Tips About Airpods Pro Controls
Apple Card Number
How To Download Music To Apple Watch ?
How Much Does TikTok Pay With Creator Fund?
Zwift on Smart TV: The Ultimate Cycling Experience
Discover the Benefits of Apple Card’s Billing Cycle
How To Set Google As Default Search Engine On Mac ?
Does Anyone Sell Chewy Gift Cards?
